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Cautious portfolio - low to medium risk

Choosing this portfolio constitutes an instruction to us to buy each fund comprising the portfolio in accordance with stated allocation weightings. You must decide whether this risk profile and portfolio is appropriate for you and assess each fund within the portfolio you select using the Key Investor Information Document (KIID) and other documents for each fund, prior to setting up an account.

Simply Ethical will not actively manage your portfolio. We do not exercise any discretion in relation to the ongoing composition of your portfolio. We will only rebalance your portfolio quarterly on set dates. Rebalancing will return each of the fund holdings within the portfolio to the original stated allocation weightings.

Should you feel that any risk profile and portfolio composition is not suitable, you may then consider Self Select Investing service which allows you to buy & sell wide range of investments in whatever proportion or amount you deem appropriate.

Investment details correct as at 30 June 2018.

 

Key Facts

Portfolio name Cautious portfolio - low to medium risk
Portfolio objectives The objective of this portfolio is to achieve medium to long term growth of capital and income through investment in collective investment schemes (funds). The portfolio aim to provide exposure mainly to a mixture of lower risk investments like bonds and money market instruments that traditionally have lower chances of losses than equities (shares). Although, a sizable proportion of portfolio will be allocated towards equities. You should look to invest in this portfolio for a minimum of five years.
Risk profile Low to medium risk You are relatively cautious with your investments. You will have low to moderate levels of knowledge about investment matters and quite limited interest in keeping up to date with investment issues. In general, you are uncomfortable taking risk with your investments, but can be willing to do so to a limited extent. You realise that risky investments are likely to be better for longer term returns. You want to try to achieve a reasonable return, and are prepared to accept some risk in doing so. As a result, you will have your money invested predominately in bonds with a reasonable proportion in short term money market instruments. A sizable proportion of the portfolio, up to 30-40% may be invested predominantely in equities, whilst including exposure to other assets like property and commodities. You are prepared to tolerate relatively modest yet frequent fluctuations in value.
Number of fund holdings 6
Income yield (annual)  

Rebalancing

Rebalancing frequency

Biannually

Rebalance dates 12th day of January and July. Please read Self Select Service Terms and Conditions for complete details

Charges

Average KIID ongoing charge 0.94%
(View KIID document for each fund to see individual fund ongoing charges)
Simply Ethical fee See Our charges

Wrapper Availability

ISA Yes
JISA Yes
SIPP Yes

Minimum investment to open account

Investment account, Joint investment account, ISA account, Junior ISA account

£2,500 OR

£1,000 plus £100 per month

SIPP account

£5,000 OR

£3,000 plus £100 per month

 

Cautious portfolio - low to medium risk

 

Fund name % of portfolio Key documents
KIID Factsheet Prospectus Reports & Accounts
Franklin Global Sukuk I Acc USD  35% PDF doc PDF doc PDF doc PDF doc
Aberdeen Islamic Global Equity I USD  26% PDF doc PDF doc PDF doc PDF doc
Oasis Crescent Global Income F GBP Acc 21% PDF doc PDF doc PDF doc  PDF doc
Oasis Crescent Global ST Inc F GBP Inc 8% PDF doc PDF doc PDF doc PDF doc
Cash (UK) 5%        
Oasis Crescent Glbl Property Eq F£ Acc 5% PDF doc PDF doc  PDF doc  PDF doc

 

Asset Allocation


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